Please refer to the qualifying post-tax Market-Based Measure thresholds for eligibility for a loan with Beneficent. Cross-reference your city or province, population, and household size to arrive at the cut-off measure.
MBM Thresholds 2023
| Province | GEO | 1 person | 2 persons | 3 persons | 4 persons | 5 persons |
|---|---|---|---|---|---|---|
| NL | Newfoundland and Labrador, rural | 25298.50 | 35777.48 | 43818.29 | 50597.00 | 56569.17 |
| NL | Newfoundland and Labrador, population under 30,000 | 25522.00 | 36093.56 | 44205.40 | 51044.00 | 57068.93 |
| NL | Newfoundland and Labrador, population 30,000 to 99,999 | 26194.00 | 37043.91 | 45369.34 | 52388.00 | 58571.56 |
| NL | St. John's, Newfoundland and Labrador | 26518.50 | 37502.82 | 45931.39 | 53037.00 | 59297.17 |
| PE | Prince Edward Island, rural | 25555.50 | 36140.93 | 44263.42 | 51111.00 | 57143.84 |
| PE | Prince Edward Island, population under 30,000 | 26010.00 | 36783.69 | 45050.64 | 52020.00 | 58160.13 |
| PE | Charlottetown, Prince Edward Island | 26553.00 | 37551.61 | 45991.15 | 53106.00 | 59374.31 |
| NS | Nova Scotia, rural | 25431.00 | 35964.87 | 44047.78 | 50862.00 | 56865.44 |
| NS | Nova Scotia, population under 30,000 | 25968.00 | 36724.30 | 44977.90 | 51936.00 | 58066.21 |
| NS | Nova Scotia, population 30,000 to 99,999 | 26122.00 | 36942.09 | 45244.63 | 52244.00 | 58410.57 |
| NS | Halifax, Nova Scotia | 27483.00 | 38866.83 | 47601.95 | 54966.00 | 61453.86 |
| NS | Cape Breton, Nova Scotia | 25317.00 | 35803.64 | 43850.33 | 50634.00 | 56610.53 |
| NB | New Brunswick, rural | 24897.00 | 35209.68 | 43122.87 | 49794.00 | 55671.38 |
| NB | New Brunswick, population under 30,000 | 25789.00 | 36471.15 | 44667.86 | 51578.00 | 57665.96 |
| NB | New Brunswick, population 30,000 to 99,999 | 25656.50 | 36283.77 | 44438.36 | 51313.00 | 57369.68 |
| NB | Fredericton, New Brunswick | 26702.50 | 37763.04 | 46250.09 | 53405.00 | 59708.61 |
| NB | Saint John, New Brunswick | 25384.00 | 35898.40 | 43966.38 | 50768.00 | 56760.35 |
| NB | Moncton, New Brunswick | 25541.00 | 36120.43 | 44238.31 | 51082.00 | 57111.41 |
| QC | Quebec, rural | 22882.50 | 32360.74 | 39633.65 | 45765.00 | 51166.83 |
| QC | Quebec, population under 30,000 | 22640.50 | 32018.50 | 39214.50 | 45281.00 | 50625.70 |
| QC | Quebec, population 30,000 to 99,999 | 22625.00 | 31996.58 | 39187.65 | 45250.00 | 50591.04 |
| QC | Quebec, population 100,000 to 499,999 | 22910.50 | 32400.34 | 39682.15 | 45821.00 | 51229.44 |
| QC | Québec, Quebec | 23884.00 | 33777.08 | 41368.30 | 47768.00 | 53406.25 |
| QC | Montréal, Québec | 24212.00 | 34240.94 | 41936.41 | 48424.00 | 54139.68 |
| ON | Ontario, rural | 24337.00 | 34417.72 | 42152.92 | 48674.00 | 54419.19 |
| ON | Ontario, population under 30,000 | 24733.50 | 34978.45 | 42839.68 | 49467.00 | 55305.79 |
| ON | Ontario, population 30,000 to 99,999 | 24417.50 | 34531.56 | 42292.35 | 48835.00 | 54599.19 |
| ON | Ontario, population 100,000 to 499,999 | 25710.50 | 36360.14 | 44531.89 | 51421.00 | 57490.43 |
| ON | Ontario, population 500,000 and over | 26839.00 | 37956.08 | 46486.51 | 53678.00 | 60013.83 |
| ON | Ottawa-Gatineau, Ontario part, Ontario/Quebec | 28234.00 | 39928.91 | 48902.72 | 56468.00 | 63133.14 |
| ON | Hamilton/Burlington, Ontario | 26034.50 | 36818.34 | 45093.08 | 52069.00 | 58214.91 |
| ON | Toronto, Ontario | 28765.50 | 40680.56 | 49823.31 | 57531.00 | 64321.61 |
| MB | Manitoba, rural | 23590.50 | 33362.01 | 40859.94 | 47181.00 | 52749.96 |
| MB | Manitoba, population under 30,000 | 24672.50 | 34892.18 | 42734.02 | 49345.00 | 55169.39 |
| MB | Manitoba, population 30,000 to 99,999 | 24709.50 | 34944.51 | 42798.11 | 49419.00 | 55252.12 |
| MB | Brandon, Manitoba | 24379.50 | 34477.82 | 42226.53 | 48759.00 | 54514.22 |
| MB | Winnipeg, Manitoba | 26532.00 | 37521.91 | 45954.77 | 53064.00 | 59327.36 |
| SK | Saskatchewan, rural | 24052.50 | 34015.37 | 41660.15 | 48105.00 | 53783.03 |
| SK | Saskatchewan, population under 30,000 | 25054.50 | 35432.41 | 43395.67 | 50109.00 | 56023.57 |
| SK | Saskatchewan, population 30,000 to 99,999 | 25131.00 | 35540.60 | 43528.17 | 50262.00 | 56194.62 |
| SK | Saskatoon, Saskatchewan | 27146.00 | 38390.24 | 47018.25 | 54292.00 | 60700.30 |
| SK | Regina, Saskatchewan | 26662.00 | 37705.76 | 46179.94 | 53324.00 | 59618.04 |
| AB | Alberta, rural | 27123.50 | 38358.42 | 46979.28 | 54247.00 | 60649.99 |
| AB | Alberta, population under 30,000 | 27771.50 | 39274.83 | 48101.65 | 55543.00 | 62098.96 |
| AB | Alberta, population 30,000 to 99,999 | 26981.50 | 38157.60 | 46733.33 | 53963.00 | 60332.47 |
| AB | Alberta, population 100,000 to 499,999 | 27328.50 | 38648.34 | 47334.35 | 54657.00 | 61108.38 |
| AB | Edmonton, Alberta | 28670.50 | 40546.21 | 49658.76 | 57341.00 | 64109.19 |
| AB | Calgary, Alberta | 28954.50 | 40947.85 | 50150.67 | 57909.00 | 64744.23 |
| BC | British Columbia, rural | 24846.00 | 35137.55 | 43034.53 | 49692.00 | 55557.34 |
| BC | British Columbia, population under 30,000 | 25520.50 | 36091.44 | 44202.80 | 51041.00 | 57065.57 |
| BC | British Columbia, population 30,000 to 99,999 | 25641.00 | 36261.85 | 44411.51 | 51282.00 | 57335.02 |
| BC | British Columbia, population 100,000 to 499,999 | 28198.50 | 39878.70 | 48841.23 | 56397.00 | 63053.76 |
| BC | Vancouver, British Columbia | 29081.50 | 41127.45 | 50370.64 | 58163.00 | 65028.21 |
| YK | Yukon, rural north | 31715.00 | 44851.78 | 54931.99 | 63430.00 | 70916.90 |
| YK | Yukon, rural south | 30340.50 | 42907.95 | 52551.29 | 60681.00 | 67843.42 |
| YK | Yukon, Whitehorse | 31110.00 | 43996.18 | 53884.10 | 62220.00 | 69564.07 |
| NT | Northwest Territories, Beaufort Delta | 42258.00 | 59761.84 | 73193.00 | 84516.00 | 94491.76 |
| NT | Northwest Territories, Sahtu | 42908.00 | 60681.08 | 74318.84 | 85816.00 | 95945.20 |
| NT | Northwest Territories, Tlicho | 34793.50 | 49205.44 | 60264.11 | 69587.00 | 77800.63 |
| NT | Northwest Territories, Dehcho | 36741.00 | 51959.62 | 63637.28 | 73482.00 | 82155.37 |
| NT | Northwest Territories, South Slave | 34773.50 | 49177.16 | 60229.47 | 69547.00 | 77755.91 |
| NT | Northwest Territories, Yellowknife | 35147.00 | 49705.36 | 60876.39 | 70294.00 | 78591.08 |
| NU | Nunavut, Baffin (excluding Iqaluit) | 58184.00 | 82284.60 | 100777.64 | 116368.00 | 130103.38 |
| NU | Nunavut, Kivalliq | 51061.00 | 72211.16 | 88440.25 | 102122.00 | 114175.87 |
| NU | Nunavut, Kitikmeot | 54291.00 | 76779.07 | 94034.77 | 108582.00 | 121398.37 |
| NU | Nunavut, Iqaluit | 60895.50 | 86119.24 | 105474.10 | 121791.00 | 136166.48 |